Financial and emotional support when a critical illness occurs Our critical illness coverage can be added at an additional cost if you purchase life insurance or sliding scale life insurance. Please read the Critical Illness Insurance Guide (PDF: 149 KB), the Policy Summary PDF: 1.61 MB and the policy brochure PDF: 184 KB before applying. Care Services provide eligible applicants with telephone and messaging support from registered nurses. Nurses continue to care for the insured at every stage of the insured`s illness journey. For more information on critical illness coverage, please see the list of illnesses we cover Our critical illness coverage automatically includes a number of additional benefits, such as critical illness coverage for children. Assistance with debt management, tax matters, litigation, consumer disputes, property or neighborhood rights. Incurable and critical diseases refer to serious diseases. However, the difference is that a serious illness refers to a specific serious injury, illness, or medical episode, while a terminal diagnosis means that your hospital doctor expects the illness to result in death within the next 12 months. 16 to 70. Maximum age of statutory pension in the event of incurable illness and total and permanent incapacity for work. If you were unable to work due to a serious illness, would you be able to cope with the financial consequences? With a sum of money, you can keep control of the funds and decide what to spend the money on.

Our group critical illness insurance is designed to pay a tax-free lump sum if an insured employee is diagnosed with a specific critical illness or condition and survives for 14 days. Give employees living with the consequences of serious illnesses and operations an often urgent financial respite. Our critical illness coverage can be added to life insurance or sliding scale life insurance for an additional fee. It could pay a sum of money if you are diagnosed or undergo a medical procedure with any of the serious illnesses mentioned that we cover during the term of your policy, and you survive 14 days after being diagnosed with certain types of cancer and in order to make a claim for certain diseases, you must have permanent symptoms. If your health deteriorates, Legal and General Critical Illness coverage covers a number of specific critical illnesses. These include various types of cancer, with the exception of less advanced cases. A confidential and comprehensive support service that provides information and advice on topics such as health and wellbeing, family and relationships, legal and financial matters. Some cancers are not included and you must have permanent symptoms to make a claim for certain diseases. groupprotection.benefitsmanagement@landg.com0345 072 0758Lines are open Monday to Friday from 9am to 5pm Designed to pay a tax-free lump sum when an insured worker is diagnosed with a specific serious illness or condition and survives 14 days for most conditions. Can cover up to 41 conditions.

If you already have critical illness insurance with us, you will find the full terms and definitions available to you in your original insurance documents. The critical illnesses for which you are already insured may differ from those listed below. You can also use the same phone number to submit a claim under critical illness coverage for children or additional coverage for the definitions of “in situ breast carcinoma” or “low-grade prostate cancer.” Below is a complete list of serious illnesses covered. An exclusive intermediary. Covers all conditions listed in the category Critical Illness Insurance and Extra Critical Illness Insurance, as well as other critical conditions specified for children. Insurance coverage is included for an unlimited number of children. An insured person`s insurance coverage may be maintained for subsequent unrelated new illnesses after payment of a claim. Learn more about the difference between critical illness coverage and incurable disease coverage. A serious illness can affect anyone, regardless of age, and change lives. In the event of incapacity for work due to a serious illness, a contingency plan can alleviate the financial stress of the situation.

Some people can use their savings to make up for their loss of income, others can count on a package of benefits, while others may find critical illness insurance to be their best option. There are also additional benefits such as childcare allowance and family housing allowance. Find out more about critical illness coverage for children. Critical illness insurance can help minimize the financial impact on you and your family if you become seriously ill. This is an option that can be added at an additional cost if you purchase life insurance or reduce your life insurance. Yes, we automatically include critical illness coverage for children when you choose critical illness insurance. If your child is diagnosed with a serious illness that we cover, we may pay £25,000 or 50% of your insurance amount, whichever is lower. All these benefits are subject to the Terms and Conditions. You should read your policy summary, policy pamphlet and critical illness protection guide before you apply, as we want to make sure you understand what you are and what you are not covered for, including other exclusions. Continuation up to 3 years if the absence is due to illness or injury.

The list of diseases we cover includes many types of cancer, heart attack and stroke. However, some cancers are not included and you must have permanent symptoms to make a claim for certain diseases.